Oregon Construction Contractors (CCB) Practice Test

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What do workers' compensation benefits pay for?

Legal fees for disputes
Hospital, medical, and prescription drug charges
Unemployment compensation
Retirement savings

The correct answer is: Hospital, medical, and prescription drug charges

Workers' compensation benefits are specifically designed to provide financial support for employees who suffer work-related injuries or illnesses. This coverage includes payments for hospital bills, medical expenses, and necessary prescription medications that are required as a result of the injury. The purpose of these benefits is to ensure that injured workers can receive the medical treatment they need to recover and return to work without the burden of overwhelming costs. While legal fees for disputes might be a consideration in certain cases, they are not a direct benefit covered under the workers' compensation system. Similarly, unemployment compensation is a different form of assistance aimed at helping individuals who are unemployed for reasons unrelated to work injuries. Lastly, retirement savings are part of a different financial planning strategy and do not relate to the immediate needs stemming from a work-related incident. Thus, the focus of workers' compensation is on addressing the medical and health-related expenses that arise when a worker is injured on the job, making the correct answer relevant and necessary for understanding the scope of these benefits.