Oregon Construction Contractors (CCB) Practice Test

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Prepare for the Oregon CCB Test with our study materials. Use flashcards and multiple-choice questions with explanations and hints. Ensure you're ready for exam success!

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What is the penalty for a first offense of not having workers' compensation coverage?

  1. Twice the unpaid premium

  2. $500

  3. $1,000

  4. $2,000

The correct answer is: $1,000

For a first offense of not having workers' compensation coverage in Oregon, the penalty is indeed $1,000. This penalty is imposed to encourage compliance with state laws governing workers' compensation insurance, which is essential for protecting both workers and employers. The requirement for employers to maintain this coverage ensures that workers are compensated in the event of a workplace injury, thereby fostering a safer work environment and providing necessary support for injured workers. By setting a specific penalty for first-time offenses, Oregon aims to emphasize the importance of workers' compensation coverage. A higher penalty for repeat offenses helps to deter non-compliance and offers an incentive for contractors to adhere to the law. Understanding this aspect of worker protection law is crucial for contractors and business owners, as it not only affects their legal standing but also underpins the framework of employee safety and welfare in the construction industry.